Are You Being Sued by an MCA Lender?
Don’t wait. Fight back.
If you’re facing a lawsuit, UCC lien, confession of judgment, or aggressive collection tactics from a merchant cash advance company — you are not alone. At ILGANAYEV LAW FIRM, PLLC, we stand up for business owners being crushed by unfair, deceptive, or unlawful MCA agreements.
Our firm represents small and mid-sized business owners — not lenders. We provide aggressive, strategic defense to help you regain control of your cash flow, protect your assets, and fight abusive MCA contracts.
✅ Real Trial Experience – We don’t just negotiate — we litigate.
✅ Hands-On Attorney Access – Speak directly with your attorney. No middlemen.
✅ Tailored Defense Strategy – Every case is built around your unique business situation.
✅ Local Knowledge – We’re a New York firm. We know New York courts, judges, and MCA lender tactics.
✅ Fast Action – MCA lawsuits move quickly. We move faster.
You can also text me at this number above

139 Fulton St Suite 801, New York, NY 10038, United States
We defend New York business owners against:
- Lawsuits by MCA lenders or factoring companies
- Confessions of Judgment (COJs) filed without your knowledge
- Frozen bank accounts and UCC liens
- Default notices and alleged breaches of contract
- Fraudulent inducement and personal guarantee claims
We also help you explore options like:
- Debt restructuring or negotiated settlement
- Filing motions to vacate confessions of judgment
- Disputing fraudulent or usurious terms
- Default notices and allegAsserting defenses such as lack of consideration or unlawful lending practicesed breaches of contract
An MCA is not a loan — it’s often marketed as a sale of future receivables. But in practice, many MCA contracts operate like high-interest loans with effective APRs over 100%, designed to trap business owners in a cycle of debt.
If you’ve signed an MCA agreement under financial pressure, you may have legal defenses — especially if the contract contains:
If you’ve signed an MCA agreement under financial pressure, you may have legal defenses — especially if the contract contains:
- Unconscionable repayment terms
- Improper use of a confession of judgment
- Misrepresentation by the lender
- No legitimate risk of non-payment (making it a disguised loan)
Warning Signs You Need a Lawyer – Now
You’ve been served with a Summons & Complaint
Your bank account has been frozen
A judgment was entered against you without your knowledge
You’re receiving harassing collection calls
You fear losing your business or personal assets

Get a Free Case Evaluation Today
At ILGANAYEV LAW FIRM, PLLC, we’re not afraid to go to court to protect your rights. If you’ve been victimized by a merchant cash advance company, we’re ready to fight — strategically, aggressively, and fast.
📞 Call (646) 396-8050
📧 ilganayevlaw@gmail.com
🌐 www.ilganayevlaw.com
📍 139 Fulton Street – Suite 801, New York, NY 10038
We Defend Merchants — Not Lenders.
Don’t let them bleed your business dry.
Call ILGANAYEV LAW FIRM, PLLC — and take back control.