Migir Ilganayev
Founding Attorney at Ilganayev Law Firm, PLLC.
Champion at Law
“Justice delayed is justice denied.”
— William Gladstone
Businesses do not fail because they take risks. They fail when contracts are weaponized against them. I represent business owners sued by merchant cash advance companies and aggressive commercial lenders. These cases are not routine contract disputes. They involve confessions of judgment, personal guarantees, forum selection clauses, daily ACH withdrawals, and calculated legal pressure designed to overwhelm defendants before they can meaningfully respond.
Experience matters in this arena. Merchant cash advance litigation is driven not only by contract language, but by how those agreements are structured, enforced, and presented in court. Understanding the mechanics behind the transaction is as important as understanding the words on the page.From the outset, I conduct a disciplined analysis of the transaction structure, servicing history, collection conduct, and litigation posture. Where appropriate, I examine issues of standing, service of process, arbitration provisions, damages calculations, and whether the agreement is in substance a loan structured as a receivables purchase.
A lawsuit does not mean you have lost. It means it is time to respond with precision, discipline, and experience.
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Migir Ilganayev Took a Look at Your Case
Transcription
This is Migir Ilganayev, dictating a quick message about a lawsuit filed by Honest Funding LLC against Ashley Nunnally d/b/a Mountain Creek Excavation LLC. The case was filed in Monroe County Supreme Court on February 18, 2026.
Honest Funding LLC entered into a receivable purchase agreement dated November 24, 2025, and Defendant Ashley Nunnally d/b/a Mountain Creek Excavation LLC sold her future receivables to Honest Funding LLC with a total value of $36,250.00 (Purchased Amount) for the purchase price of $25,000.00. However, Defendant Ashley Nunnally d/b/a Mountain Creek Excavation LLC materially breached the agreement on January 8, 2026 by interfering with Plaintiff’s ability to collect the receivables, including placing a stop payment on ACH debits and otherwise defaulting under the agreement. Because Defendant Ashley Kay Nunnally personally guaranteed this contract, Honest Funding LLC is pursuing her individually as well and now seeks approximately $31,900.00, plus interest from January 8, 2026, attorneys’ fees, and costs.
If no response or appearance is filed within the court’s deadlines, a default judgment could be entered, potentially leading to frozen accounts or seizure of assets. My firm has handled many cases involving sales-based financing disputes like this, sometimes we’re able to negotiate reduced amounts or challenge claims successfully.
Ms. Ashley, if you’re listening, I can send you the full complaint and discuss what options might be available at no cost and with no obligation. Feel free to call me at 646-396-8050.
Honest Funding LLC v. Ashley Nunnally d/b/a Mountain Creek Excavation LLC
- Index No. # E2026004044
- Court: Monroe County Supreme Court
- Status: Pre-RJI
- Filed: February 18, 2026
Summons and Complaint
Case Parties
Honest Funding LLC
Ashley Nunnally d/b/a Mountain Creek Excavation LLC
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Mr. Ilganayev is the best lawyer I have ever worked with, incredibly helpful and dedicated to going above and beyond for his clients. I would highly recommend his services for anyone seeking legal assistance. Thank you again!
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One of the best lawyers in all of New York City. He specializes in business law, criminal, real estate, personal injury and more. Highly knowledgeable, excellent communicator, and understands the unique details of each case. These skills allow him to take a strategic approach to help each client with their individual needs and get them the best representation and results each and every time. Best of the best!
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Migir is an absolute gem in the legal field. He not only helped me successfully dismiss my MCA judgment, but also provided clear, honest, and strategic guidance throughout the entire process and into the next steps. He took the time to explain everything in a way I could understand, which gave me peace of mind during an extremely stressful situation. Without his help, I truly believe my assets could have been taken and my business severely damaged. His knowledge, professionalism, and dedication made all the difference. I genuinely could not have survived this without his help and cannot recommend him highly enough.
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Direct, knowledgeable, and compassionate. Best lawyer in NYC. He focuses on your goals, provides you direction and is willing to go above and beyond for his clients. Would literally go for any concerns I have.
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