Migir Ilganayev
Founding Attorney at Ilganayev Law Firm, PLLC.
Champion at Law
โJustice delayed is justice denied.โ
โ William Gladstone
Businesses do not fail because they take risks. They fail when contracts are weaponized against them. I represent business owners sued by merchant cash advance companies and aggressive commercial lenders. These cases are not routine contract disputes. They involve confessions of judgment, personal guarantees, forum selection clauses, daily ACH withdrawals, and calculated legal pressure designed to overwhelm defendants before they can meaningfully respond.
Experience matters in this arena. Merchant cash advance litigation is driven not only by contract language, but by how those agreements are structured, enforced, and presented in court. Understanding the mechanics behind the transaction is as important as understanding the words on the page.From the outset, I conduct a disciplined analysis of the transaction structure, servicing history, collection conduct, and litigation posture. Where appropriate, I examine issues of standing, service of process, arbitration provisions, damages calculations, and whether the agreement is in substance a loan structured as a receivables purchase.
A lawsuit does not mean you have lost. It means it is time to respond with precision, discipline, and experience.
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Migir Ilganayev Took a Look at Your Case
Transcription
This is Migir Ilganayev, dictating a quick message about a lawsuit filed by Syndicate Group Usa Inc. against Rebel Exteriors LLC, Kellie Smith a/k/a Kellie Ann Smith and Rebecca koester a/k/a Rebecca Lynn koester. The case was filed in Monroe County Supreme Court on January 23, 2026.
Syndicate Group USA Inc. entered into a Purchase of Future Receivables Agreement with Rebel Exteriors LLC on December 19, 2025, purchasing 22.00% of future receivables up to $29,980.00 in exchange for $20,000.00, of which $18,000.00 was wired after agreed fees. Defendants Kellie Smith a/k/a Kellie Ann Smith and Rebecca Koester a/k/a Rebecca Lynn Koester personally guaranteed the Agreement. Defendants partially performed but materially breached on January 12, 2026, by closing an authorized account without consent, resulting in a Bank Return Code R02 and an Event of Default under Section 13(a)(iv) of the Agreement. Now seeks approximately, $23,980.00, plus interest and attorney fees of $5,995.00.
If no response or appearance is filed within the courtโs deadlines, a default judgment could be entered, potentially leading to frozen accounts or seizure of assets. My firm has handled many cases involving sales-based financing disputes like this, sometimes weโre able to negotiate reduced amounts or challenge claims successfully.
Ms. Rebecca, if youโre listening, I can send you the full complaint and discuss what options might be available at no cost and with no obligation. Feel free to call me at 646-396-8050.
Syndicate Group Usa Inc. v. Rebel Exteriors LLC, et al.
- Index No. # E2026001734
- Court: Monroe County Supreme Court
- Status: Pre-RJI
- Filed: January 23, 2026
Case Parties
Syndicate Group LLC
Rebel Exteriors LLC
Kellie Smith a/k/a Kellie Ann Smith
Rebecca Koester a/k/a Rebecca Lynn Koester
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